FEMA aid open for 2024 hurricane victims.

Texans: Hurricane Season Is Here. Here's What You Can Do To Prepare.

The government's dire hurricane season warning means Texans should get ready. After the devastation of Hurricane Beryl, it's clear we need to prepare for the impact of severe weather. The National Oceanic and Atmospheric Administration forecasts a 90% chance of an above-average hurricane season, with four to seven major hurricanes possible. Take action now by reviewing your insurance coverage and understanding the assistance programs available, like FEMA.

What Is FEMA?

FEMA, the Federal Emergency Management Agency, is the government's response to natural and human-made disasters. They provide financial assistance, logistical support, and resources to those impacted. FEMA also offers disaster preparedness training and strategies to mitigate potential hazards.

Types of FEMA Assistance:

• Rental or temporary housing funds
• Reparations for property damage
• Funds for a replacement home (rarely)
• Non-housing assistance (transportation, funerals, etc.)

Eligibility for FEMA Assistance:

• Check the disaster type: Is it declared a major disaster by the president?
• Determine your needs: Is it individual, public, or hazard mitigation assistance?
• Residency/citizenship: You or someone in your household must be a US citizen/qualified alien.
• File an application: through disasterassistance.gov, by phone, or at a Disaster Recovery Center.

Next Steps After a Disaster:

• Document all damages with photos and receipts.
• File an insurance claim ASAP. FEMA provides funds after insurance settlements.
• Understand the FEMA process timeline: from application to inspection, decision, and finally, receiving assistance.

Appealing FEMA's Decision:

You have the right to appeal FEMA's decision within 60 days. Contact the FEMA Helpline at 800-621-3362 for questions.

FEMA Coverage Limits:

FEMA cannot cover all costs and some assistance may be provided through loans. Call 1-800-621-3362 to understand your specific coverage. #HurricaneStrong #TexasPrepared