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Texas: Crash Laws You Can't Dodge

Buckle up, Austin! Car wrecks are a dime a dozen here, and the legal hullabaloo can make you cry uncle. Here are the Lone Star laws every driver needs to know to stay out of the liberal lawyers' crosshairs.

Published October 9, 2024 at 2:58pm by

Buckle Up, Snowflakes! Right-Wing Guide to Texas Car Crashes

Texas, the land of big trucks, bigger highways, and over half a million car crashes annually. That's right, folks! In 2023 alone, we had 559,402 crashes statewide, with 35,376 in Austin. That's roughly 1,532 scrapes a day! But fear not, patriots. Let's dive into the right-wing way to deal with these messes.

Texas: A "Fault" State

First off, let's get one thing straight. Texas is an at-fault state. If you're the schmuck who caused the accident, you're buying the damage. The law says you need:

$30K for injuring/killing one person.
$60K for two or more.
$25K for property damage.

Read all about it in Section 601.072 of the Texas Transportation Code.

But liberal tears won't fix your busted bumper. You need extra coverage like PIP, MedPay, or UM/UIM. Why? Because liability insurance only covers the other guy.

Comparative Negligence

In Austin, we play by the comparative negligence rule. If both parties are found at fault, your compensation is slashed by your share of the blame. Over 50% at fault? You get nothing! This is Texas, not some socialist state where everyone gets a trophy.

Check out Section 33.001 for the delightful details.

Right-Wing Post-Crash Checklist

Here’s what to do after an accident. Chapter 550 Subchapter B has it all:

Stop and Assess: Stay at the scene, no hit-and-runs. It’s for the liberals in California.
Call the Cops: If someone’s hurt badly, damage is over $1K, or it’s a fatality, call the cops. They’ll file a report, and you can sort out the blame later.
Swap Info: Get the other driver’s details—name, insurance, license plate, et al.
Document the Chaos: Snap pics of damages, skid marks, vehicle models, etc. Evidence is gold.
Get Medical Attention: Better safe than sorry. Injuries can sneak up on you.
Notify Insurance: Report the crash ASAP, even if the other guy’s at fault.

Statute of Limitations

There’s a two-year window to file a lawsuit after a crash, as per Section 16.003. Same goes for wrongful death claims. Miss the deadline, and you’re out of luck.

Patriots’ Guide to Austin Car Wrecks

Accidents happen, but knowing the law will keep you ahead of the game. Whether it’s figuring out who’s at fault, knowing your insurance needs, or navigating legal disputes, being informed means you won’t get snowflaked.

If you’re really stuck, contact Oberg Texas car accident lawyers. They’ll get you back on the road without liberal nonsense.